SECTOR INSIGHTS

Steel Erectors & Structural Steel

Specialist insurance solutions for steel erection and structural steel contractors.

Overview

Steel erection and structural steel contractors operate within one of the highest-risk sectors of the construction industry. From major commercial developments and industrial facilities to infrastructure projects and complex engineering works, businesses face significant exposures arising from working at height, lifting operations, fabrication activities, and contract obligations.

Exchequer Underwriting understands the unique challenges facing structural steel businesses and provides specialist insurance solutions designed specifically for the sector:

Risks Attached

Steel erection and structural contractors commonly face.

Working at height exposures

Complex lifting and crane operations

Temporary works and structural stability risks

Hot works and
welding
activities

High-value contract works

Damage to third-party property

Product and
workmanship
liabilities

Contractual liabilities and collateral warranties

Professional
design exposures

Delays and project disruption claims

Employee injury risks

Plant and
equipment exposures

How We Protect Clients?

Our specialist schemes and underwriting expertise provide tailored protection including:

01

Combined Liability solutions

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02

Contractors All Risks cover

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03

Contract Works protection

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04

Owned and hired-in plant cover

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05

Professional Indemnity solutions

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06

Excess layer liability programmes

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07

Contract-specific placements

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08

Project policies for major works

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09

Cyber and management liability protection

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10

Tailored underwriting for complex risks

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Our Benefits

Access to specialist construction underwriters

Flexible underwriting
approach

Competitive scheme
facilities

Cover tailored to sector-specific risks

Reduced coverage
gaps

Fast and informed decision
making

Understanding of complex contractual requirements

Support for growth into larger projects

Frequently Asked Questions

A Few Broker FAQs

? What is your typical quote turnaround time?

Our underwriting team is committed to providing fast, informed decisions. Simpler risks can often be turned around within an hour, while more complex cases are typically quoted within two business days.

EXUA provides ongoing support throughout the lifecycle of the policy, including responsive underwriting assistance, risk management guidance, policy amendments, renewal support and access to specialist expertise. Our team works closely with brokers to help deliver the best possible outcomes for their clients.

Yes. We provide product training, underwriting guidance and ongoing support to help brokers understand our solutions, identify suitable opportunities and confidently discuss cover options with their clients. Our team is always available to answer questions and provide technical assistance when needed.

EXUA works with a carefully selected panel of leading insurers and capacity providers, enabling us to deliver specialist products, competitive solutions and flexible underwriting across a broad range of risks. Our relationships allow us to provide brokers with access to tailored cover and expert support for even the most complex placements.

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