Wholesale & Retail
Insurance Specialists
Supporting wholesalers, distributors and retailers with specialist underwriting designed for today’s evolving commercial environment.
Working at height exposures
Installation and workmanship claims
Fire safety concerns
Professional negligence claims
OVERVIEW
Insurance Built for the Wholesale & Retail Industry
Wholesale and retail businesses continue to evolve rapidly as customer expectations, technology and supply chains reshape the commercial landscape.
Whether operating nationally or serving local communities, businesses within this sector rely upon efficient logistics, effective stock management, robust supplier relationships and strong customer service.
The industry faces a diverse range of exposures including stock losses, theft, business interruption, cyberattacks, public liability, product liability, employer responsibilities, property damage and increasingly sophisticated supply chain risks.
The growth of online trading, omnichannel retailing and digital payment platforms has also introduced new operational and cyber security challenges that require careful consideration when arranging insurance protection.
Strong risk management, effective business continuity planning and appropriate insurance all play a critical role in protecting profitability and maintaining customer confidence.
Construction businesses are exposed to a broad range of risks including contractual liabilities, third-party injury, property damage, professional responsibilities, defective workmanship, environmental exposures, employee safety, theft of plant and equipment, project delays, cyber threats and increasing regulatory scrutiny surrounding fire safety and cladding.
Our Approach
A Partner You Can Build On
EXUA's specialist underwriting approach enables us to assess each wholesale and retail business individually, recognising that no two operations are the same.
Through carefully designed schemes and specialist underwriting expertise, we provide brokers with flexible insurance solutions that reflect the changing nature of modern commerce.
Protection against physical damage to retail stores, warehouses, offices and other commercial premises.
Cover designed to protect stock, goods and inventory held within retail, wholesale and storage environments.
Protection for eligible claims arising from customers, visitors, products or activities connected with the business.
Helping businesses manage the financial impact of an insured event that disrupts normal trading operations.
BUILT FOR WHOLESALE & RETAIL
Protecting Businesses at Every Stage
Retail Operations
Wholesale Businesses
Complex Trading Risks
By combining specialist underwriting expertise with an understanding of the wholesale and retail sector, EXUA helps brokers secure tailored protection for businesses, premises, stock and trading activities. Our flexible approach considers the individual nature of each business and the risks involved.
- Retail shops and commercial premises
- Wholesale and distribution businesses
- Stock, inventory and storage risks
- Complex and non-standard trading risks
A Partner You Can Build On
Property & Estates businesses are exposed to a broad range of risks including contractual liabilities, third-party injury, property damage, professional responsibilities, defective workmanship etc.