Construction
Insurance Specialists
Delivering specialist underwriting solutions for contractors, subcontractors and construction businesses operating across the UK’s most technically demanding projects.
Working at height exposures
Installation and workmanship claims
Fire safety concerns
Professional negligence claims
OVERVIEW
Insurance Built for the Construction Industry
The UK construction industry forms the backbone of the nation’s infrastructure, housing and commercial development. From small regional contractors through to large principal contractors delivering complex projects, construction businesses face a constantly evolving landscape of contractual obligations, regulatory requirements and operational risks.
Every construction business operates differently. A groundwork contractor faces very different exposures to a steel erector, roofing contractor, glazing specialist or M&E contractor. Understanding those differences is fundamental to effective underwriting.
Construction businesses are exposed to a broad range of risks including contractual liabilities, third-party injury, property damage, professional responsibilities, defective workmanship, environmental exposures, employee safety, theft of plant and equipment, project delays, cyber threats and increasing regulatory scrutiny surrounding fire safety and cladding.
Managing these risks requires more than standard insurance. It requires specialist underwriting supported by a genuine understanding of the sector.
Our Approach
A Partner You Can Build On
At EXUA, construction is one of our core specialisms. Our underwriting philosophy is built around understanding the individual trade, project profile, contractual responsibilities and risk management standards of every contractor we insure.
From small regional contractors through to large principal contractors delivering complex projects, construction businesses face a constantly evolving landscape of contractual obligations, regulatory requirements and operational risks.
Protection for construction projects against insured damage occurring during building, renovation or refurbishment works.
Cover for construction plant, machinery, tools and equipment used across project sites.
Protection against eligible claims arising from construction activities, third parties, property damage or injury.
Cover designed to protect construction businesses against eligible claims involving employees working on site.
Why Choose EXUA
Specialist Cover Built for Steel Industry Risks
From fabrication to on-site steel erection, we provide tailored insurance solutions backed by expert underwriting, helping brokers secure comprehensive protection for their clients.
BUILT FOR CONSTRUCTION
Protecting Projects at Every Stage
Contractors & Subcontractors
Construction Projects
Plant & Site Equipment
By combining specialist underwriting expertise with an understanding of the construction sector, EXUA helps brokers secure tailored protection for contractors and construction businesses across the UK. We consider the individual nature of each project, from site conditions and construction methods to plant, materials, liabilities and project-specific exposures.
- Contractors and subcontractors
- Contract works and construction projects
- Plant, machinery and site equipment
- Complex and non-standard project risks
A Partner You Can Build On
Property & Estates businesses are exposed to a broad range of risks including contractual liabilities, third-party injury, property damage, professional responsibilities, defective workmanship etc.