HVAC & Air Conditioning Contractors
HVAC & Air Conditioning
HVAC and air conditioning contractors perform critical work across commercial, industrial, healthcare, retail, and residential sectors.
Overview
HVAC and air conditioning contractors perform critical work across commercial, industrial, healthcare, retail, and residential sectors. Their operations combine installation, maintenance, commissioning, and servicing activities that create a diverse range of liability and property exposures.
Exchequer Underwriting delivers specialist insurance solutions built around the needs of HVAC professionals.Risks Attached
Risks Attached
Steel erection and structural contractors commonly face.
Installation and commissioning risks
Hot works activities
Refrigerant leaks and environmental liabilities
Damage to client property
Contract works exposures
Employee injury risks
System failure allegations
Professional advice liabilities
Maintenance contract obligations
High-value plant and equipment
Cyber exposures connected to building management systems
How We Protect Clients?
Our specialist solutions can include:
01
Combined Liability solutions
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Contractors All Risks cover
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Professional Indemnity protection
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Tools and equipment protection
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Owned and hired-in plant cover
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Environmental liability solutions
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Cyber protection
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Management liability insurance
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Bespoke schemes for HVAC specialists
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Our Benefits
Industry-specific underwriting expertise
Flexible cover options
Comprehensive protection packages
Reduced coverage gaps
Fast quotation turnaround
Access to specialist construction schemes
Support for expanding contractors
Frequently Asked Questions
A Few Broker FAQs
What is your typical quote turnaround time?
Our underwriting team is committed to providing fast, informed decisions. Simpler risks can often be turned around within an hour, while more complex cases are typically quoted within two business days.
What ongoing support does EXUA offer?
EXUA provides ongoing support throughout the lifecycle of the policy, including responsive underwriting assistance, risk management guidance, policy amendments, renewal support and access to specialist expertise. Our team works closely with brokers to help deliver the best possible outcomes for their clients.
Do you provide product training?
Yes. We provide product training, underwriting guidance and ongoing support to help brokers understand our solutions, identify suitable opportunities and confidently discuss cover options with their clients. Our team is always available to answer questions and provide technical assistance when needed.
What insurers do you work with?
EXUA works with a carefully selected panel of leading insurers and capacity providers, enabling us to deliver specialist products, competitive solutions and flexible underwriting across a broad range of risks. Our relationships allow us to provide brokers with access to tailored cover and expert support for even the most complex placements.