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Fleet Insurance

Fleet insurance provides cover for multiple vehicles within a business.
01

Vehicle Cover

Fleet insurance covers multiples vehicles. The vehicles can be registered in the company name, partner or director of the company, allowing one policy to cover your whole business.

02

Efficient

In the long run, fleet insurance will save the headache when trying to renew multiple vehicles as it will all be protected under one policy rather than multiple.

03

Safety

It is essential that all vehicles are insured for safety and reliability concerns, especially if you rely heavily on using vehicles to provide a service for your business or company.

What is Commercial Combined Insurance?

Fleet insurance is a type of insurance that covers multiples vehicles. The vehicles can be registered in the company name, partner or director of the company, allowing one policy to cover your whole business. In the long run this will save the headache when trying to renew, and you could end up saving you money on your vehicle insurance.


You can cover a mixture of vehicles, but if an insurer has an ‘any vehicle’ policy, it’s worth checking what specific vehicles are covered. Occasionally vehicles like motorbikes, forklift trucks and excavators are excluded. As well as this, a range of business uses are covered, including:

What does fleet insurance cover?

Depending on the type of policy, you can find cover for:

Who can benefit from fleet insurance?

Fleet insurance is available to businesses that lease or own at least two vehicles. Moreover, any industry can get fleet insurance but depending on vehicle purpose you may be required to get a specific kind of insurance. For example, construction companies will need to get either public hire or private hire ‘ fleet insurance’.

Equally, any driver can be included as long as they are permitted by the company/directors. This is because the insurance policy is typically issued on an ‘Any Authorised Driver’ basis. However, you may find your premiums increase when covering young or previously convicted drivers.

For more information, talk to our team of Experts

What types of cover does fleet insurance provide?

Just like standard car insurance, fleet insurance is available in three different levels of cover. These are:

Comprehensive

covers any damage to both your own and/or third party vehicles as well as any injuries to you, your passengers and third parties from a fault or non-fault accident.

Third party fire and theft

covers any damage to third party vehicles while also covering your own for fire and theft.

Third party only

covers only damage to third parties, including any damage to other people’s property/vehicles, plus any injuries to others and your passengers.

Policies vary from provider to provider on what they do and do not permit, so make sure to check your policy for any significant exclusions, such as personal use, before signing.

 

How much does fleet insurance cost?

While it can be difficult to determine the cost of fleet insurance, there are a number of influential points that you should be aware of, including both business specific and vehicle details.

What types of insurance policies we offer?

We offer a comprehensive range of insurance policies designed to meet your personal and business needs. This includes, but is not limited to, personal insurance policies like home, motor, and health insurance, as well as commercial insurance policies covering liability, property, and employee-related risks. Additionally, we provide specialised finance management services to help you optimise your financial security and growth.

We offer a comprehensive range of insurance policies designed to meet your personal and business needs. This includes, but is not limited to, personal insurance policies like home, motor, and health insurance, as well as commercial insurance policies covering liability, property, and employee-related risks. Additionally, we provide specialised finance management services to help you optimise your financial security and growth.

What are the benefits of fleet insurance?

From the ability to lower insurance premiums for your vehicles, to reducing office admin, taking out fleet insurance offers businesses a range of attractive benefits, in addition to peace of mind:

 
What types of insurance policies we offer?

We offer a comprehensive range of insurance policies designed to meet your personal and business needs. This includes, but is not limited to, personal insurance policies like home, motor, and health insurance, as well as commercial insurance policies covering liability, property, and employee-related risks. Additionally, we provide specialised finance management services to help you optimise your financial security and growth.

We offer a comprehensive range of insurance policies designed to meet your personal and business needs. This includes, but is not limited to, personal insurance policies like home, motor, and health insurance, as well as commercial insurance policies covering liability, property, and employee-related risks. Additionally, we provide specialised finance management services to help you optimise your financial security and growth.

We offer a comprehensive range of insurance policies designed to meet your personal and business needs. This includes, but is not limited to, personal insurance policies like home, motor, and health insurance, as well as commercial insurance policies covering liability, property, and employee-related risks. Additionally, we provide specialised finance management services to help you optimise your financial security and growth.

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